The loan financing demand of logistics enterprises in China is more than 3 trillion yuan per year, but the demand of traditional financial institutions is less than 10%. Among them, the logistics freight advance fund has a financing demand of about 600 billion yuan per year, and the demand of traditional bank loans is less than 5%. On the one hand, the rapid growth of the logistics industry and the leaping industrial status, on the other hand, the lack of financial supply restricts the release of the development space of the logistics industry.
       With China's "one belt, one road" initiative and the first international trade fair in China, the logistics industry is facing the expected growth of international business.
       Supply chain has the advantage of financial risk prevention. As an innovative business model in the Internet era, supply chain finance effectively integrates business flow, information flow, logistics and capital flow, and has a deeper understanding of the upstream and downstream industries of the supply chain. The "visual" business data of large, medium and small enterprises formed from this can promote a healthy and fair credit evaluation system, create a healthy supply chain ecology, and make industrial operation based on it The practice of capital credit and risk prevention is more reliable.
      In addition, the logistics supply chain can provide rich business scenarios for traditional financial innovation. In the business scenarios, all kinds of consumers and transaction subjects connected by the logistics ecological chain, as well as all service parties connected by the transaction payment account, enable the ecological enterprise through the output of financial services such as consumption stages, credit management, risk management and control, financial leasing, etc., fully reflecting the "financial services" separation The mission and responsibility of "virtual to real". One day tour in bonded area
       The application of new science and technology promotes the supply chain finance to "overtake at a curve". With the help of new technologies such as cloud computing, artificial intelligence and big data analysis, logistics enterprises can penetrate the business scenarios and data information of the industrial chain, and reserve service capabilities in such links as logistics order forecasting, intelligent warehousing and distribution route optimization of commodity sales. At the same time, the order distribution, hot goods dynamic, goods in and out of warehouse information dynamic, distribution flow and so on of the commodity seller provide more reliable information support for the customer portrait, product design, business forecast and resource layout of the logistics enterprise. The successful transaction of sales order is inseparable from the whole process forecast, tracking and management of Parcel Logistics. Therefore, the supply chain finance loaded by science and technology shows the role of industrial chain lubricant and helps the transformation and upgrading of logistics industry.
         In line with the development trend of the internationalization of logistics industry, the demand for cross-border capital transfer is booming, such as the payment of port fees and transportation fees to foreign ports and shipping companies. The cumbersome procedures faced by small and multiple transfers increase the time cost and intermediate expenses of enterprises. How can supply chain financial instruments simplify the procedures for foreign exchange transfer, reduce the review process and simplify the approval materials Material has a strong practical significance. Focusing on the actual demand of logistics business operation, combining the cultivation of supply chain financial value-added services with the promotion of quality and efficiency of logistics industry, has become the only choice to enlarge the synergy effect of logistics and financial industry.
       First, meet the financing needs. Faced with the blowout growth of cross-border logistics business, it is expected that the infrastructure construction, professional equipment investment and business advance demand for international logistics business will increase significantly, while the period of capital investment and withdrawal will be extended. Such factors make the capital pressure of logistics enterprises increase sharply, which requires financial institutions to significantly increase the supply of direct financing to promote the smooth development of cross-border logistics business.
      Second, professional financial management needs. The overall level of domestic logistics industry and the ability of specialized financial management are relatively weak. In the process of international business development, with the help of professional capital management tools in the field of supply chain finance, logistics enterprises can enhance their transport strength, effectively maintain customers, expand financial leasing channels, and promote business model innovation, so as to form a scientific and reasonable capital management system and model It's important.
       Third, the demand for financial services segmentation. With the "one belt, one road" initiative, logistics enterprises need to be highlighted in the aspects of capital settlement, electronic payment, foreign exchange service, intermediate products and logistics insurance. They need to provide customized products for financial institutions to help them to prevent risks, raise capital turnover and increase profit margins.
       Fourth, financial information exchange and talent demand. For one belt, one road, the urgent need for information interconnection and interoperability between regions and regions such as policies and regulations, business processes and capital delivery is needed. Financial institutions and logistics industry need to play a combined force, focus on research and trend prediction, and strengthen the training of compound talents with financial perspective and logistics operation, and build the intellectual support for transformation and upgrading of logistics industry.